BCN New Generation Savings

Believe too and bet on your child’s future subscribing BCN New Generation Savings, an application that offers excellent conditions to the youngsters (from 0 to 25 years old).

BCN New Generation Saving offers:

Constitution from 5.000$00

Interest Rate of 3,75% per year

Possibility to gain up to 0,75% bonus on the interest rate (2)

Exemption on the Current Account Maintenance Commission

Possibility of access to subsidized interest rates in the BCN Scholarship Credit





Minimum of 5.000$00 and maximum of 3.500.000$00

Term 731 days
Rate (1)
Reinforcements In any period of the Saving Account, by multiples of 500 CVE
Default option: Automatic and for identical period on the maturity, with interest rate update according to the existing pricing at the renewal date for this product or equivalent. 
Early mobilization (3)
Advance mobilization is possible from 90 days elapsed since the Saving Account application, with interest penalty.
Tax regime

The income tax is applied, with the tax rate equal to 20%, except for emigrants


(1) For more information see the Pricing

(2) Provided that the customer make 24 reinforcements in multiples of 500,00 CVE and do not make any mobilization during the Term deposit term. In the maturity, the rate will return to the basic rate, restarting the count for bonus purposes.

(3) In case of earlier mobilization, the following penalties are applied on the interest amount: up to 180 days elapsed - 100%; from 180 days to 270 days elapsed - 75%; from 271 days to 364 days elapsed - 50%; from 365 days to 731 days elapsed - 25%.


Click here and find the Saving Account Constitution Contract, Saving Account Reinforcement Form and the Saving Account Mobilization or Settlement Form

Standard Information Sheet